Agriculture

Kisan Credit Card (KCC)

Short-term credit for cultivation, post-harvest expenses, working capital for allied activities, and consumption needs.

Authority: Ministry of Agriculture / NABARD / Scheduled Banks

Jurisdiction: national

Verified 2026-08-01

Official Website

Typical Requirements

Farmer / tenant farmer / sharecropper
Land records
Aadhaar
PAN or Form 60

Requirements may vary. Always verify against the official portal before you begin.

Typical Fees

Interest 7% (with subvention as low as 4% for prompt repayment).

Actual fees are set by the issuing authority and may change without notice.

Indias.com is a navigator, not the issuing authority

This information is provided as a general guide. Always confirm procedure, fees and eligibility on the official government portal (https://www.myscheme.gov.in/schemes/kcc) before applying. If any link is broken or outdated, please let us know.